Fees & Student Loans
Learn more about our fees and how to apply for a VET Student Loan.
Types of Fees
General tuition fees cover the cost of your day-to-day classes.
Your course fees will include an annual Student Services Fee. This contributes to the provision of student engagement, learning and support services. It does not apply to short course participants.
Your course fees also include a "Course Materials" charge. This covers class materials such as handouts and booklets, license fees for e-Learning resources, and any excursions you may take as part of your course.
Some courses may also require you to purchase textbooks, kits, tools, uniforms, or personal protective equipment. A fill list of costs associated with your course will be provided to you during your Course Information Session or Pre-Training Review interview.
VET Student Loans
VET Student Loans is a student loan scheme for VET and TAFE courses, and is part of the Australian Government's Higher Education Loan Program (HELP). VET Student Loans are income-contingent, meaning the amount you repay each year is based on how much money you are earning.
Eligible students can receive a VET Student Loan to pay all or part of their tuition fees for an approved accredited course from a VET provider such as GOTAFE. Throughout your lifetime, you can borrow up to the FEE-HELP limit in order to pay your tuition fees. Your VET Student Loan debt becomes part of any HELP debt you have accumulated through study with other VET providers or universities. Once your income reaches the minimum repayment threshold, you will start repaying your loan through the Australian taxation system.
A loan fee of 20% applies to all full fee-paying students with VET Student Loans. The FEE-HELP limit does not include this loan fee—the Australian Government pays the amount of the loan directly to the student's VET provider. See the 2022 VET Student Loan Fee Schedule for more information.
See our list of approved courses for more information. Loan caps apply to all eligible courses.
Am I eligible for a VET Student Loan?
You may be eligible for a VET Student Loan if you are:
- an Australian citizen or permanent humanitarian visa holder and usually reside in Australia;
- a qualifying New Zealand citizen;
- a full fee-paying student or subsidised student; or
- studying a Diploma, Advanced Diploma, Graduate Certificate, or Graduate Diploma from the approved courses list.
Read our eligibility factsheet for more information about citizenship requirements for VET Student Loans, or visit the Australian Government's VET Student Loans webpage to find out more about the scheme.
How do I apply for a VET Student Loan?
You can indicate your intent to access a VET Student Loan when you apply to study at GOTAFE.
We will provide your course and enrolment details to the Department of Education and Training, and you will receive an email asking you to verify your details and provide any additional information needed to complete your loan application. You will need to provide your tax file number as part of this process.
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Some course material fees may be refunded, depending upon the amount of materials already supplied during the course, and will be determined on a course by course basis.
Student Services Fees
These fees will not be refunded.
Tuition Fees – Accredited Courses
For units where the student has not commenced participation in the training associated with the unit, 100% of the tuition and material fees associated with the units will be refunded.
For units that have commenced, 100% of tuition fees and material fees for consumables will be refunded if the withdrawal is requested within 28 days of the course commencement date.
If the withdrawal request is later than 28 days, no tuition or material fee refunds will apply for units that have commenced.
Tuition Fees – Diploma and Advanced Diploma Courses (from the approved VET Student Loan course list)
Students who wish to withdraw from a course and have a VET Student Loan must withdraw from the course 1 week prior to the VET Unit of Study Census Date. After the Census Date, no refund will occur, and the VET Student Loan will remain in place.
Non-accredited courses or short courses
Full refunds will be available to students who withdraw up to 5 days before the start of the course.
A refund of 80% will be provided if you notify us of your withdrawal within 1 day before to the start of the course.
GOTAFE is committed to complying with the Information Privacy Principles as defined in the Commonwealth of Australia Privacy Act 1988.
All personal, sensitive and health information collected and held within the Institute will be held securely and used for the primary purpose for which it was collected and will only be provided to agencies for which it is collected, to enable the Goulburn Ovens Institute of TAFE to meet its statutory obligations.
We use the highest industry standards of authentication and security to ensuring that your payment details remain secure.